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Reverse Solutions by Community First National Bank See if this fits

Reverse Solutions

The home you earned can work for your retirement.

Reverse Solutions, by Community First National Bank, helps you look at home equity as a retirement tool. Look at the equity in your home as a retirement tool. A few questions start the conversation. A specialist follows up.

See if this fits How it works

Continues to a few questions at info.reverse-solutions.com.

An example of home equity A sample house divided by a horizontal line. The large filled section is labeled as an example of equity, $250,000 or more. The smaller tinted section above it is a mortgage balance still left. These figures are an illustration, not a quote. The filled section slowly rises, and an arrow points from the house toward a coin. $250,000+ example $
Equity you own
$250,000+
Mortgage left
Often paid off first, out of the same equity

Example home. Your numbers will differ.

  • Member FDICCommunity First National Bank
  • NMLS #449196nmlsconsumeraccess.org
  • Equal Housing LenderDirect lender
  • BBB A+Accredited business

Home equity as a retirement tool, not a last resort.

A reverse mortgage can turn part of the equity you have built into cash you can use on your terms: monthly advances, a line of credit, or a lump sum. In many cases there is no required monthly mortgage payment. You remain the owner. Property taxes, insurance, and upkeep stay your responsibility.

The question is not whether a reverse mortgage is good or bad. It is whether one belongs in your plan. If it does, the team will show you how. If it does not, they will say so.

Traditional mortgage

You pay the lender every month. Equity builds, and it stays locked in the walls.

Reverse mortgage

Part of that equity can come back to you. No required monthly mortgage payment while you live there and meet the terms.

A couple at home together
The home stays yours. Equity is a tool you can look at with a named specialist.

A bank-backed team, for the home you want to keep.

Reverse Solutions is the reverse mortgage division of Community First National Bank. The conversation stays with named specialists who work these loans. You keep the title. The bank holds a lien.

  • Member FDICCommunity First National Bank
  • NMLS #449196Institution licensing
  • All 50 statesNot every product in every state
Who we are
Reverse Solutions, a division of Community First National Bank. Named specialists, not a call center.
Where we work
Homeowners nationwide, from an office in Lenexa, Kansas. Product availability varies by state.
How we are licensed
Community First National Bank, NMLS #449196. Equal Housing Lender. Member FDIC.
See if this fits

Our team

Named specialists, for a decision this large.

When you reach out, you work with people who have names and licenses. Toby English leads the branch. Andrew Draper and Mark English are reverse mortgage specialists. Jim Bicknell keeps the files moving.

Our clients are family. Education comes before anything else.

Toby English, Branch Manager
Andrew Draper, Reverse Mortgage Specialist Andrew DraperSpecialist
Toby English, Branch Manager Toby EnglishBranch Manager
Reverse Solutions A division of Community First National Bank. NMLS #449196.
  • Toby English Branch Manager · NMLS #728820

    The public voice of Reverse Solutions. Clarity on the process, follow-through on questions, and no pressure.

  • Andrew Draper Reverse Mortgage Specialist · NMLS #1589985

    Borrowers mention honesty, availability, and clear answers on timing and process.

  • Mark English Reverse Mortgage Specialist · NMLS #998244

    Responsive and thorough through closing. Often referred by people who already worked with him.

  • Jim Bicknell Operations Manager

    Keeps each file moving from the first conversation through closing day.

Is this worth exploring?

These loans are designed for older homeowners with a primary residence and enough equity to make the conversation useful. Exact age and property rules vary by program. A specialist confirms what applies to you.

  • Older homeowner

    Many programs start around age 62. Others differ. Do not assume you are out. Ask.

  • Primary residence

    Built for the home you live in, not a vacation or investment property.

  • Meaningful equity

    You do not always need the home paid off. An existing mortgage is often addressed at closing when equity is there.

See if this fits

Kind words from the kitchen table.

No high pressure sales, just honest answers. Very quick to respond to phone calls or emails. If you're looking for someone to speak with that you can trust, look no further than Andy Draper.
TerrySalem, OR
Your offered rates were clear. Toby effectively compared options with and without points, with and without escrow, and gave clarity about closing costs and was very accurate.
Barbara B.Minnesota
From the beginning I found Mark to be very helpful and answered all my questions. We conversed often and I always felt at ease when we talked.
Roger C.Rancho Cucamonga, CA
Top shelf customer service. Andy answered all my questions until I was satisfied and understood the issue. If it was important to me then it was important to Andy.
Holly C.Riverview, FL
Toby English was a pleasure to work with. He went above and beyond what I would have expected. The process was smooth and he kept us informed throughout.
Nora D.Maryland
Mark English was simply great. He was very responsive and caring with his assistance. By far the best experience possible closing a reverse mortgage.
E. ErdoCT

From homeowners already published on reverse-solutions.com. First name or initial and state. No star rating added.

What happens when you reach out

A few questions, then a person. This page does not take a loan application.

  1. A few details

    Your home, your goals, and how to reach you. Not a loan application.

  2. A specialist reads it

    Someone at Reverse Solutions follows up using the contact details you shared. The phone number is on the next page.

  3. You decide

    If a reverse belongs in the plan, counseling and disclosures come before a formal application on paths that require them. If it does not, you will hear that too.

Ready when you are

Staying in the home you love is a plan, not a fallback.

Share a few details and a Reverse Solutions specialist takes it from there.

See if this fits How it works

Continues to a few questions at info.reverse-solutions.com.